Graded Coverage
Coverage that builds over time for applicants with significant health concerns.
Graded coverage is a final expense policy where the death benefit increases over a 2–3 year period. This structure allows carriers to offer coverage to applicants whose health history would otherwise result in a decline. After the graded period ends, the full death benefit is in effect.
- Coverage available for serious health conditions
- Benefit builds over 2–3 years
- Premiums locked in from day one
- Better payout than guaranteed issue
Coverage Options
Four tiers to match your health profile
Burial Insurance Plans Starting at $1 a Day.
See what you qualify for with a 15 minute call.