HearthMutual

Guaranteed Issue Life Insurance

No health questions. No medical exam. No denial.

Guaranteed issue is a type of final expense (whole life) insurance that requires no health questions and no medical exam. If you are within the eligible age range, you are accepted — regardless of your medical history. There are no health-related reasons for denial.

  • Everyone is approved — no exceptions
  • No health questions asked
  • Coverage from $5K to $35K
  • Premiums never increase

Coverage Options

Four tiers to match your health profile

Burial Insurance Plans Starting at $1 a Day.

See what you qualify for with a 15 minute call.